Multi-Family Hard Money Loans

SQR Capital's Multi-Family Hard Money Loans are tailored for experienced investors acquiring or rehabbing 5–50 unit residential properties in strong rental markets. Whether you're acquiring distressed assets, improving cash flow through renovation, or stabilizing income before refinancing into long-term debt, our fast-close multi-family loans offer leverage, flexibility, and speed.

Designed for 5–50 unit urban and suburban rental properties
Fast closings with minimal underwriting
75% of purchase, 100% of rehab, and up to 70% ARV
No income verification, no tax returns required
12–24 month interest-only terms, no prepayment penalty

Eligible Property Types

We lend on urban and suburban multifamily projects in markets with strong rental demand:

5–50 Unit Multi-Family Properties
High-occupancy Urban Rentals
Properties in MSA (Metropolitan Statistical Areas)
Stabilization/Bridge to FNMA, FRMC, or Permanent Take-Out

Program Terms

Loan Amount	$500,000 to $5,000,000
Minimum Credit	680
Rates	Starting at 10.99%
Loan to Cost	Up to 80%
Payment	12–24 Month Interest-Only, No Prepay Penalty
Max Purchase LTV	75%
Max Cash-Out Refi LTV	65%
After Repair Value	70%
Terms	12–24 Months

Closing Costs

We make closing your next multi-family deal simple and transparent:

Document Preparation Fee – $1,695.00
3rd Party Attorney Review – $535.00
Appraisal – $500–$700 typically

Additional Requirements

We focus on the value of the property, not the income of the borrower. Here’s what you'll need to apply:

Current and Projected Rent Roll
T12 Report (12-month trailing rental history)
Driver’s License for all applicants
LLC/Entity Docs (if applicable)
Last 2 months of bank statements
List of Real Estate Owned (REO)
Property Insurance
Repair Budget (if rehab)
Purchase Contract (if acquisition)
Loan Payoff Statement (if refinance)

“Capitalize your rental potential with confidence.”