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Fix & Flip Loans

SQR Capital's Fix & Flip loans are crafted for real estate investors looking to revitalize properties and turn a profit—fast. Whether you're acquiring distressed assets, modernizing rentals, or executing cosmetic rehabs, our Fix & Flip program provides the speed, flexibility, and funding power you need to close and renovate with confidence.

  • Funding for purchase + rehab in a single loan
  • Up to 90% loan-to-cost (LTC) and 75% after-repair value (ARV)
  • Minimal documentation required – no tax returns or income verification
  • 12–24 month interest-only terms
  • Fast closings with in-house underwriting

Eligible Property Types

We provide Fix & Flip financing for residential investment properties, including:

  • Single Family Homes
  • Duplex, Triplex, Quadplex
  • Condominiums
  • Townhomes

Program Terms

Loan Amount $125,000 to $6,000,000
Minimum Credit 660
Rates 8.99% – 13.99%
Points 1–3%
Payment Monthly, Interest Only; No Prepay Penalty
Loan to Purchase (LTP) Up to 75%
Refinance Loan to Value (LTV) Up to 75%
Cash Out Refinance LTV Up to 65%
Term 12–24 Months
Eligible Loan Types Purchase, Refinance, Cash Out Refinance

Closing Costs

We offer transparent, no-surprise pricing to make your next project easy to budget:

  • Document Preparation Fee – $1,995.00
  • Legal/Recording Fee – $695.00
  • Appraisal – $500–$700 based on property
  • Draw Inspections (if applicable) – $150–$250 per draw

Documentation Needed

We keep it simple. Here's what you’ll typically need to get approved:

  • Purchase Contract (if buying)
  • Rehab Budget / Scope of Work
  • Last 2 Bank Statements
  • Driver’s License
  • LLC or Entity Docs (if borrowing under an LLC)
  • Insurance Quote (can be submitted post-approval)
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“Renovate smarter. Flip faster. We fund your vision.”